Resources

You are automatically enrolled in Part A & B if you are receiving Social Security or Railroad Retirement Board benefits at least four months before turning 65.

If not automatically enrolled, individuals can sign up through the Social Security Administration (SSA) website, by calling The Social Security Administration, or by visiting a local Social Security Administration office. Enrollment is available during the Initial Enrollment Period (IEP), which starts three months before the 65th birthday and lasts for seven months. If missed, enrollment can occur during the General Enrollment Period (GEP) from January 1 to March 31 each year, though late penalties may apply. Those still working with employer coverage may qualify for a Special Enrollment Period (SEP) to sign up without penalties after their job-based insurance ends.

Click Here To Enroll Online On The Social Security Administration Website

Call The Social Security Administration -  800-772-1213

To enroll in Medicaid, individuals must apply through their state’s Medicaid office or the Health Insurance Marketplace. Applications can be submitted online, by phone, by mail, or in person at a local Medicaid office. Eligibility is based on income, household size, and other factors like disability, and requirements vary by state. Once approved, coverage can begin immediately or retroactively, depending on the state’s policies. To maintain Medicaid benefits, enrollees may need to renew their coverage annually and report any changes in income or household status.

Click Here For A State By State Directory For Medicaid Offices From Medicaid.gov

To enroll in the Medicare Part D Extra Help program, eligible individuals can apply through the Social Security Administration (SSA) online, by phone, or at a local office. Extra Help assists with prescription drug costs, including premiums, deductibles, and copayments. Eligibility is based on income and assets. Those who qualify for Medicaid, Supplemental Security Income (SSI), or a Medicare Savings Program are automatically enrolled. Enrollment in the Extra Help Program is available year-round, and individuals can reapply if their financial situation changes.

Click Here To Apply For Medicare Part D Extra Help Program On The Social Security Administration Website

Call The Social Security Administration - 800-772-1213

The Medicare & You brochure is an official guide from Medicare that provides detailed information about coverage, costs, and enrollment. It explains the benefits of Original Medicare (Parts A & B), Medicare Advantage (Part C), Prescription Drug Plans (Part D), and Medigap (Supplement) policies. The brochure also covers preventive services, out-of-pocket costs, eligibility requirements, and important enrollment periods. Additionally, it includes updates on Medicare changes, fraud protection tips, and resources for finding help with coverage decisions. Beneficiaries receive a new edition each year to stay informed about their Medicare options.

Click Here To Download The "Medicare & You 2025" Brochure